Eco-Auto Loan
Buy a Used Electric or Hybrid Car Easily
Enjoy a -40% discount on Eco-Auto Loan! Benefit from special financing conditions when purchasing a used eco-vehicle, or get a preferential Eco-Auto Loan secured by your existing electric or hybrid vehicle.
- Financing up to 100,000
- 4-month grace period
- -40% discounted loan, effective from 29.9%
Loan Up to 100,000
Get approved in just 30 minutes
Special Conditions
-40% discount on the loan interest rate
Effective from 29.9%. Financing designed specifically for electric and hybrid vehicles, with special terms.
4-Month Grace Period
Start repaying the principal from the 5th month.
Caring for the Environment = Personal Comfort
Driving on clean energy means not only saving money but also contributing to a greener future.
The Car Stays in Your Name
To receive the loan, you are not required to transfer vehicle ownership to
anyone else.
Transparency
Manage your loan easily through the Scapp mobile app.
Access all your loan information anytime, 24/7, via the client cabinet.
Get Eco Auto Loan Easily
Via the Scapp Mobile App
Receive a loan offer without visiting a branch – simply download the app and apply in seconds.
Via submission
Complete a simple and quick online form.
Visit a Branch
Stop by your nearest Scapp branch to apply in person.
Phone Assistance
Call us at 032 2 300 300 for support.
Scapp Advantage
Trustful and Professional
Your reliable financial partner, backed by years of experience and a commitment to the highest standards of service.
Personalized Solutions
We offer customized financial services designed to meet your individual needs.
Simple and Accessible
Scapp's wide range of services and user-friendly digital features help you overcome financial challenges quickly and with ease.
Important Terms of Eco-Auto Loan
| Type of the Interest Rate | Fixed |
|---|---|
| Annual Interest Rate | From 24.5% |
| Effective Annual Interest Rate | From 29.90% |
| Issuance Commission / Registration Cost | 380 Lari |
| The Full amount and Term of the Credit | 5 000-100 000 Lari, 1-60 Months |
| Early Repayment Commission | 2% - of the repaid amount, if the remaining period is more than 24 months 1% - if 12-24 months remain 0.5% - if 6-12 months remain 0% - if up to 6 months remain |
| Overdue Penalty | 0.27% of the remaining principal for each overdue day. After default begins, total charges (including interest) stop accruing once their total amount reaches 1.5 times the outstanding principal. |
| Note | In case of default, the loan obligation is considered fulfilled only after the realization or appropriation of the collateral securing the loan, in accordance with Georgian law. |