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Simple, fast and flexible financial solutions for your business. We offer convenient terms based on your business needs to support its growth and development.

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Boost your business capital and cover other ongoing expenses

Funding from 500 to 30,000 GEL

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From 1,000 GEL to 20,000 GEL

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Flexible repayment terms – 6 to 60 months

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Scapp: Reliable and Trusted Partner

Scapp, a microfinance institution, was founded in Georgia in 2010. With 38 branches across 14 cities and regional centers, Scapp specializes in both consumer loans and financing for small and micro businesses.

16 Years on the Market
38 Branches
14 Cities
530 Employees
112K+ Customers

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Our Focus

Sustainable Development

Discover the projects, initiatives and partnerships led by our company aimed at creating a sustainable future.

RDYE Project is joined by 2,500 young entrepreneurs

MFO SCAPP  is a partner of the Youth Entrepreneurship for Rural Development (RDYE) project. RDYE aims to develop the entrepreneurial skills and opportunities of young people living in rural areas by supporting the creation of new businesses and the expansion of existing activities. The project is being implemented over a period of 36 months (October 2025 – September 2028) and covers 21 municipalities in four regions of Georgia. During the registration phase, the RDYE project attracted higher-than-expected interest, and 2,584 young entrepreneurs expressed their willingness to participate.Among the participants, Women account for 51% of participants, and men for 49%. The regional distribution is as follows:Kvemo Kartli - 31%Samtskhe Javakheti - 29%Adjara - 27%Guria - 13%   What is the next stage of the RDYE project?The project has already moved into the practical phase. Currently, two-day training sessions on the fundamentals of entrepreneurship are underway. A total of 120 training sessions are planned across 4 regions of Georgia as part of the project. Following this, the participants will undergo a 7-day Business Entrepreneurship Training (BET) and shape their ideas into business plans. At the final stage of RDYE, at least 65 young entrepreneurs will receive grants of up to GEL 30,000, enabling them to implement their business ideas.For SCAPP, as a financial supporter of the project, it is important to promote the development of youth entrepreneurship and strengthen economic opportunities in the regions. The organization continues to support initiatives that help local young people realize their potential.About the PartnersThe Rural Development through Youth Entrepreneurship (RDYE) project is implemented by Mercy Corps Georgia. Phase II of the project is funded by International Partnerships Austria and supported by MFO SCAPP and Socar Georgia Petroleum.

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The project RDYE will be carried out with the support of SCAPP

At SCAPP, we believe that a strong rural sector underpins a country’s long-term success and that empowering local youth entrepreneurs is key to making it a reality. For this reason, we are proud to support the Mercy Corps representation in Georgia and, since January 2026, to contribute to the implementation of the project “Youth Entrepreneurship for Rural Development.”The project is structured to develop practical skills and turn their ideas into new or growing businesses through targeted support and real opportunities.Within the framework of the project:More than 1,800 selected participants (aged 18-35, 50% women) will take part in practical training and mentorship programs specifically designed for the project.At least 65 winning participants, new or existing young entrepreneurs, will receive grants of up to GEL 30,000.The project is implemented over 36 months: October 2025 – September 2028, and covers 4 regions and 21 municipalities across Georgia:Kvemo Kartli: Rustavi, Gardabani, Marneuli, Bolnisi, Tetritskaro, Tsalka, Dmanisi;Samtskhe-Javakheti: Adigeni, Akhaltsikhe, Aspindza, Borjomi, Akhalkalaki, Ninotsminda;Adjara: Kobuleti, Khelvachauri, Shuakhevi, Keda, Khulo;Guria: Ozurgeti, Lanchkhuti, Chokhatauri.The project supports young entrepreneurs through a combination of financial grants and the sharing of practical knowledge and experience via training and mentorship programs.Phase II of the project  is funded by International Partnerships Austria, implemented by Mercy Corps Georgia, and supported by MFO SCAPP and Socar Georgia Petroleum.Applications are open until April 30.To date, more than 2,000 young people have expressed interest in participating in the project.For more information about the project, please contact: 595 951 236Registration link: https://shorturl.at/gBoMwAt SCAPP, we are pleased to support the next stages of this transformative project.

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Scapp Continues Expanding Digital Services

Microfinance organization Scapp has introduced electronic signatures into its service processes. This step is part of Scapp’s core strategic direction – digitalization of its services - which the organization announced earlier this year within the framework of its rebranding. As a reminder, the company operated on the market under the name “Swiss Capital” for 15 years and, since September 2025, continues its operations under the name “Scapp”.Advantages of Digital Service Development for Customers“The goal of digitalizing our services is to create simpler, more flexible, and more accessible financial products for our customers. Our team’s main priority is to enhance customer experience by leveraging innovative technologies - to make services more convenient, significantly improve service delivery processes, save customers’ time, and ensure high standards of security and transparency,” says Nino Rekhviashvili, Head of Service and Operations Development at Scapp.Electronic signatures were implemented by Scapp in partnership with Signify. This digital tool significantly simplifies customer service on the one hand, and on the other, reduces paper consumption - fully aligning with the organization’s environmental commitment.It is noteworthy that Scapp was the first microfinance organization on the market to offer financial products through a mobile application for users’ enhanced convenience. The Scapp app was created in 2022 and the range of financial services available on the platform continues to grow.Benefits of Using the Scapp Mobile AppWith the Scapp app, customers can access loan products remotely, without visiting a branch, manage their existing obligations, and make online payments. The platform also allows currency conversion at one of the most competitive exchange rates on the market. Currently, the number of registered users on Scapp has reached 90,000.The Scapp mobile app is available both on the App Store and Play StoreMicrofinance organization Scapp will continue developing a comfortable, modern, and innovative financial ecosystem for its customers.

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20 Students Now Have Their Own Laptops Through Collaboration Between Scapp and "Charte"

As a result of the joint initiative of Scapp and Charte.ge, 20 socially vulnerable students have already been given a laptop, which allows them to study and develop digital skills.Over the 6-month period of the collaboration, the project has covered various regions of Georgia - Svaneti, Samtskhe-Javakheti, Shida Kartli, and Kvemo Kartli. By December, an additional 12 students will receive a laptop in various parts of the country.The partnership between Scapp and "Charte" is based on the common vision of the two organizations: supporting equal access to education and strengthening digital inclusion.

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